Miata Mailing List: May 1993, Message #88
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   From: (none)
Subject: Re: RE>Insurance panic
   Date: (none)

Al Jenab Writes:

> To give you an idea on what Miata rates _ought_ to be, I have a silver '91, a '
> 90 Honda Civic EX, and an old Dodge van.  I have full coverage on the first 
> two with low deductibles.  I live in a high-density traffic area (McLean, VA) 
> and I pay $540 or so every six months for all three.  The company is GEICO.  I'
> ve heard they're hard to deal with, hate sports cars, sports car drivers, etc.,
>  but I couldn't find a better price anywhere.  BTW, I'm 35, my wife is 30, no 
> kids, no tickets, and no accidents (til Monday).  I'll find out about the true 
> GEICO soon; my wife was rear-ended while in the Civic on an I-66 entrance ramp 
> on Monday.  It's totalled, she walked away (WHEW!).  Completely the other guys 
> fault.  If GEICO behaves, they've got my money for the forseeable future, 
> despite all their anti-speed, anti-radar detector, anti-fun nonsense.
> -Al  
> 
>From what I've seen, you'll probably be ok, since she was rear ended.  My wife had her
car parked on the street, where it was hit by a GEICO insured driver.  GEICO refused
to pay the claim, and promptly canceled him.  If your wife had hit somebody, it'd 
probably be a different story.  
On the subject of insurance rates, I drive a 77 dodge colt most of the time, with the
Miata being a second car.  I pay about 250 every six months for Liability on the colt,
and only about 360 for comprehensive on the Miata.  When I was living in Dallas (where
I bought the Miata), the two ammounts were even closer together.  Of course, the ave.
price of the cars I could hit around north Dallas was probably >$60k, and so the
liability was higher.

Steve