Miata Mailing List: November 1993, Message #82
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   From: robert@caliban.ucsd.edu (Robert Holland)
Subject: Re: insurance
   Date: Thu, 4 Nov 1993 16:44:29 -0500

Jeff Maurer write:

> Here's my insurance bill for the '92 mx5 (6 months):

>	$111 for: 100K/300K Liability, 50K Property damage, 10K Personal 
>		injury, income loss of $1300/mo (woo hoo! doh!)
>	$40 for: $50 deduct comp
>	$78 for: $250 deduct collision
>	$3 for: emergency road service
>	$22 for: uninsured motor vehicle

> total: ~$250 for 6 months

> No accidents, no violations, over 25, low annual mileage (under 10K miles/yr)
> Through State Farm

> Does this seem excessive?  It strikes me as a bit on the high side...
> As I look at it, most of these numbers are kind of a joke.  I
> doubt any liability suit goes to court for much less than $1 mil these
> days.

Excessive? Sheesh! I pay $700-$720 a year for my '92. Where do you live? Here in 
San Diego, premiums are a tad high. I'm pretty sure they're even higher in LA. If 
you live in a city similar to San Diego, I might just check out State Farm again.

----------------------
Robert Holland (JTBob)
Southwest Fisheries Science Center
Internet: robert@caliban.ucsd.edu

"But remember your way in is also my way out, and love's four-letter word is no 
compensation."
: Jethro Tull