Miata Mailing List: September 1995, Message #1
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   From: a.mccombs3@genie.geis.com
Subject: Insurance: A Secret To Getting
   Date: Fri, 1 Sep 1995 05:47:45 -0400

Paul Thompson writes of insuring his primary (I assume so, anyway) driver -
his Miata - as his "weekend/recreational" vehicle w/State Farm.  I also have
State Farm, and checked into various ways of cutting the insurance on our
infrequently driven Datsun Z Car.  The problem with any specialty insurance
is that no insurance co. of which I am aware, will cover a loss if the
specialty car is in an accident while commuting.  Hence, I have standard
coverage on our Z, even though it's used on the drive to work maybe once
every 2 - 3 months.  Another point:  At least State Farm will not provide
any "stated value" coverage.  I have an appraisal on the Z, but I'd probably
have a hell of a time getting the amount for which the car was appraised out
of them, if the car were totaled.  Why don't I switch companies?  Because I
can't find anything better.  I've looked.
                                                --Jack M. & KANSEI--