Miata Mailing List: September 1995, Message #6
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   From: Paul D Thompson 
Subject: Re: Insurance: A Secret To Getting
   Date: Fri, 1 Sep 1995 08:07:43 -0400

At 05:47 AM 9/1/95 -0400, a.mccombs3@genie.geis.com wrote:
>Paul Thompson writes of insuring his primary (I assume so, anyway) driver -
>his Miata - as his "weekend/recreational" vehicle w/State Farm.  I also have
>State Farm, and checked into various ways of cutting the insurance on our
>infrequently driven Datsun Z Car.  The problem with any specialty insurance
>is that no insurance co. of which I am aware, will cover a loss if the
>specialty car is in an accident while commuting.

Actually, my motorcycle is my primary vehicle.
The Miata is the "date" vehicle. When I need to
take someone with me, I take the Miata. Otherwise,
my moto does 0-60 in 3 seconds and gets 50 miles
per gallon. Why would I drive anything else? By
the way, my insurance agent says that there is 
no problem with claims on a recreational vehicle
that is used during the week. He told me that
"recreational" status just meant that you drove
less than 10,000 miles a year, and that State
Farm had no reason to tell you *where* to drive
those miles.

I have a friend who owns an 83 Tercel, and a 90
Mustang GT. He has the same arrangement that I
do, except he only drives the Mustang. He has
had SEVERAL claims on the Mustang, and at no time
had State Farm ever grumbled about his use of his
"recreational" vehicle.

Remember Jack, different agents of the same
company are able to do very different things.
Maybe you should check with another SF agent.
I would suggest talking to one through a
friend. I have made several calls to my agent
on the behalf of friends and was able to find
them very nice deals. Doesn't KANSEI deserve
the very best?

-Paul


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