Miata Mailing List: September 1995, Message #77
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   From: a.mccombs3@genie.geis.com
Subject: Re: Insurance: A Secret To Get
   Date: Fri, 1 Sep 1995 23:33:01 -0400

Paul Thompson posted a note on different agents, etc. to the net:
 
Thanks for the reply, Paul.  You can say that again, RE: different agents
for the same company.  Back in Oshkosh, WI we had no problem with suspending
on-the-road coverage on our "good" car during the winter, and reinstating
each spring.  The agent was used to this, because a lot of people did it in
WI, and also, he had an antique car himself (Model A, as I recall).
 
When we got to DC, the agent never heard of suspending coverage on a car for
several months out of the year.  (On his behalf, I gather it's illegal to
have a licensed car without liability insurance on it in MD - no matter if
it's being driven or not.  The canceling and reinstating of registration
every few months would be more hassle and cost than the insurance money
saved.)
 
I'll have to push a bit on the agent, RE: Recreational coverage.  All I was
aware of, was the "special interest" (or whatever) coverage, and all its
restrictions.  I did check around about a year ago, and I couldn't find any
coverage that would even come anywhere near the rates I'm paying now.  State
Farm is a pretty good deal, if you don't need any special attention.
 
BTW, I like your primary transportation.  Anne and I started playing with
motorcycles just before we left WI, but when we got to DC and saw the way
people drive around here - no way.  It's been bad enough with a couple of
small cars.  I honestly believe one or both of us would have been seriously
injured or dead by now, if we had regularly ridden bikes around here.
Several years ago, we had a visit from some people we knew from WI.  Dad and
his two sons came out on a couple bikes.  They were going to stay longer -
had arranged a tour of the restoration facility for the Nat'l Air % Space
Museum, where Anne works - but cut their visit short and left early just due
to being terrified of riding in DC traffic.  It's BAD on a bike around here!
 
                                               --Jack M. & KANSEI & 71 ZCAR-