Miata Mailing List: July 1996, Message #160
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   From: Gus Harris 
Subject: windshield
   Date: Tue, 2 Jul 1996 14:27:22 -0400

Don't know about other states but in Florida the insurance company can't
apply the deductible to windshield replacement--it's considered necessary to
safety to have it replaced if it's broken.

Now, as far as the "brick" solution.  I agree completely.  We've already had
the discussion about insurance companies (legal theft in MHO).  When a rock
chipped my Miata windshield the insurance company tried to "sham" me with
that crack/chip repair stuff.  Certainly it was their preference--it's
cheap!  I've seen it and it's not acceptable to me.  Therefore, rather than
argue the point with these thieves, I "willed it--you know what I mean :-)"
and the chip turned into a crack.   Actually, it turned into several cracks
running out from the chip.  Therefore, there was no chance for them to
insist upon that half a** crack repair stuff!  And I demanded an exact
orignal (Mazda) windshield....and got it.  

Morale here is:  Deal with insurance companies the way they deal with you or
you're going to be paying top dollar premiums for nothing--certainly not
what they imply in their contracts!

Gus
90 MBLUE