Miata Mailing List: October 1996, Message #2363
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   From: TOM_VERVAEKE@HP-ColSprings-om1.om.hp.com

Subject: New Corvette  v.s. Miata - Insurance!

   Date: Sun, 27 Oct 1996 11:18:18 -0500



Item Subject: cc:Mail Text

Hello:



This is in reply to Mike Menozzi about the shape and price of the new 

corvette. I can think of one other reason not to get a Corvette - the 

insurance. 



After aquiring our used 92 Miata about 5 weeks ago we decided to check our 

overall insurance policies. As we're now a 4 car, 1 motorcycle, and 1 home 

family our insurance costs are somewhat high. As you probably all know each 

car (and motorcycle I guess) are given numbers from 1 - 250 (or so) in 

terms of their "risk" to the insurance industry. The lower the number the 

better for us as consumers. The number given is based on replacement cost, 

parts, accident stats, etc.. All in all fairly complex. 



Our cars were rated as follows:



   1995 Honda ST1100 Sport-Touring 1100cc motorcycle:  9

   1985 Honda Civic S (daily commuter):               12

   1992 Mazda Miata A Yellow:                         18

   1992 Suzuki Sidekick 4 door 4wD SUV (small):       26

   1996 Toyota 4Runner SR5                            34



I was very surprised the Miata was rated so well (as an 18). The insurance 

wasn't too bad. I then asked about another car I am interested in: A 

corvette. Here's the lowdown on a 1993 Corvette coupe I was interested in:



   1993 Corvette Coupe:                                56

   1993 Corvette Convertible:                          84

   1993 Corvette ZR-1 (bigger engine, special model): 121



So, I'm just 40 years old now. I've decided to wait until I'm 50 to get the 

used Corvette I've always dreamed of. Maybe by then I can affort the 

insurance on a ZR-1 or standard drop-top vette!



Regards,



( ___ )------------------------------------------------( ___ ) 

 | / | Tom Vervaeke          Email: tom_vervaeke@hp.com | \ | 

 | / | Hewlett Packard Co.   Phone: 719-590-2133        | \ | 

 | / | Colorado Springs, CO.                            | \ | 

 | / |                                                  | \ |

 |___|     "Safety is an illusion. Life is either a     |___| 

 |___|  glorious adventure or nothing" - Helen Keller   |___| 

(_____)------------------------------------------------(_____) 

















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