Miata Mailing List: December 1998, Message #249

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If I represented an insurance company, I would think twice before covering
this kind of event. If you look at the actual damage rate, it is perhaps 5%
per event (5 out of 80 damaged at LS2? 3 at SP1? - perhaps more). Not great
statistically for an insurance company, but better than a Texas hailstorm.
Another aspect to this is that there is no requirement to have your car
insured at an Aaron event.


The often used alternative is to tow the damaged car out onto the highway
and get creative...

So how many of those cars damaged at LS/SP did successfully claim from their
insurance co? 



Craig (hoping he won't be part of the next 5%)


> -----Original Message-----
> From:	John Freas [SMTP:jfreas@earthlink.net]
> Sent:	Wednesday, December 02, 1998 9:37 AM
> To:	Multiple recipients of list
> Subject:	Re: Track/Autocross/Rally Event Insurance Coverage.
> 
> Previously on Event Insurance Coverage, BHotaling@aol.com said...
>  
> > The absolute bottom line for USAA is that it's a state by state issue.  
> For
> > instance, the State of Washington has relaxed some of the stipulations
> on
> > timed events and autocross.   Florida has not.   Events like the ones
> Aaron
> > provides are frowned on in the Sunshine State and cases are reviewed on
> a one
> > by one basis.
> 
> That's really interesting Bob, because I checked with USAA before LS1 and
> they said that I was covered.  I asked twice and was very specific about
> the type of event and they said that as long as it wasn't a race I was
> covered.  I did _not_ specify in which State the event would held, and
> despite my NY residence at the time, USAA had my permanent address as
> Daytona Beach.  From the info you received, I would think that their
> response to a Florida insured would have been more conditional, or did
> this just change after Kevin got back from LS?  :)
> 
> 	-John
> 
> ------------------------------------------------
> John Freas (jfreas@earthlink.net)
> Red '90 Base-ish #7690
> Birmingham, AL
> Team LS1,2, SP, the Gap...
> Team dlralt, PBC, Roebuck, Voodoo...
> "I have no idea what those dimple things on the windshield frame are for."
> ------------------------------------------------
>